American Income Life Insurance Company (AIL) has served and protected working class families for over 60 years.
The company was founded in 1951 by Bernard Rapoport using $25,000 of borrowed capital. Under Rapoport’s leadership AIL focused on the labor union and credit union markets and became one of the first Union Label insurance companies.
Having grown up during the Great Depression, Rapoport felt strongly about helping others and shaped American Income Life into a socially conscious company.
Today, AIL is one of the nation’s largest providers of supplemental life insurance covering more than 2 million policyholders and representing more than $130 million in annual insurance product sales.
AIL’s success is a result of high customer satisfaction, innovative lead programs, customer referrals, and a lucrative compensation program.
American Income Life is headquartered in Waco, Texas and is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also conducts business in New York through its wholly-owned subsidiary, National Income Life Insurance Company.
American Income Life has earned an A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/15).
American Income Life is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). Torchmark Corporation is one of the largest publicly held financial services holding companies in the nation.
AIL’s life and supplemental accident and health products help protect members of labor unions, credit unions, associations and their families. AIL is a company that cares about its policyholders and worthy causes that make a difference in the world.
American Income offers a variety of products to meet your specific needs. American Income’s supplemental benefits are not in competition with any group benefits through your workplace/employer and can complement any insurance policies you may already have. If you choose to take any insurance programs offered through AIL, your benefit program is permanent and portable throughout your lifetime.
AIL representatives develop long-term relationships with clients and meet clients where they are most comfortable … their home.
As other companies downsize, American Income Life continues to experience growth. AIL’s efforts are focused on creating more union jobs. From knowledgeable representatives in the field to skilled administrative staff at the Home Office, all the way up to the CEO, everything is done under the union label.
With increased commissions, production bonuses and lifetime vesting, AIL’s sales force has experienced phenomenal growth in long term net worth and a secure financial future.
Learn more about the opportunities at AIL.
AIL’s Charitable Giving
As an organization, American Income Life Insurance supports a variety of charities through its Closer to the Heart program, launched in April 2012, by Torchmark Corporation affiliates.
Closer to the Heart is a long-term humanitarian project extending AIL’s commitment to the community by making financial and service contributions to programs that provide hands-on assistance in the communities where we live, work, serve and visit.
Learn more about AIL’s charitable giving and Closer to the Heart program.